Gives an AI assistant the federal student loan rules from the One Big Beautiful Bill Act (P.L. 119-21) that are newer than its training data: the Repayment Assistance Plan (RAP) payment formula, the interest subsidy and principal match, cancellation after 360 payments, the Tiered Standard plan, the loan limits that started July 1, 2026, and the dates SAVE, PAYE and ICR borrowers must move. Every rule is copied from the statute text and StudentAid.gov.
Hosted endpoint (Streamable HTTP, no sign-in, no token). Paste it into Claude.ai custom connectors or ChatGPT developer mode.
https://student-loan-repayment-assistance-plan-calculator-mcp.lipmichal.workers.dev/mcp
Claude Code
claude mcp add --transport http student-loan-rap https://student-loan-repayment-assistance-plan-calculator-mcp.lipmichal.workers.dev/mcp
Local (stdio)
npx -y github:theluckystrike/student-loan-repayment-assistance-plan-calculator-mcp
calculate_rap_payment | Repayment Assistance Plan payment: 1% to 10% of AGI by band, minus $50 per dependent, $10 minimum, with the interest subsidy and $50 principal match. |
compare_rap_vs_standard | RAP against the Tiered Standard plan (10/15/20/25 years by balance) and the 10-year Standard plan: monthly payment, total paid, amount cancelled after 360 payments. |
get_federal_loan_limits | Loan limits before and after July 1, 2026: Grad PLUS ends, graduate $20,500/$100,000, professional $50,000/$200,000, Parent PLUS $20,000/$65,000, $257,500 lifetime cap. |
get_plan_transition_dates | When SAVE, PAYE and ICR borrowers must move, and every dated step to July 1, 2028. |
More free data servers: mcpstamp.com. Source: github.com/theluckystrike/student-loan-repayment-assistance-plan-calculator-mcp.
General information, not financial advice. Part of the Zovo MCP collection: mcp.zovo.one.